CarCredit.com Privacy Policy:
The following statement discloses the privacy practices of CarCredit.com.
Because CarCredit.com wants to demonstrate its commitment
to consumer privacy, we have agreed to disclose our information
and security practices.
Acceptance of CarCredit.com Privacy Policy:
By using CarCredit.com’s services or web sites, you signify
your agreement to the terms and conditions of CarCredit.com’s
Privacy Policy. If you do not consent to these terms and conditions,
are not a US resident, or are under 18 years of age, please
do not use the site or CarCredit.com's services.
When you just visit one of our sites:
We use IP addresses and cookies to analyze trends, administer
the site, track user’s movement, and gather broad demographic
information. IP addresses and cookies are not linked to personally
identifiable information.
When you provide us with information:
At three places on our loan application we ask visitors to opt
in:
1. Consent to contact: We ask for consent to follow up with
visitors regarding their application or partially completed
application.
2. Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks
on our customer’s behalf.
3. Third party consent: We ask for consent to provide customer
information to third parties, which we feel offer goods or services
customers may be interested in, outside of the parameters of
obtaining an auto loan.
We use this information to evaluate your applications, locate
an appropriate lender, provide you with high quality service,
prevent fraud and, with your consent, inform you of offers for
other CarCredit.com services offered by third parties.
We may also use this information to confirm your identity when
you call us to inquire about your accounts. We also ask for
information from our visitors at other locations on our web
site. This is considered consensually given information and
subject to the conditions of this privacy policy.
Cookies
"Cookies" are small computer files which are automatically placed
on your computer's hard drive when you are connected to a website
or remote server so that the website can recognize you upon
your return to the website and tailor your experience based
on your earlier use of the site. "Action tags" (also known as
Web Beacons, Trackers, or Bugs) are invisible pixel .gif files
placed on web pages that are used to track web navigation to
those pages. CarCredit.com uses a cookie for each computer
that visits its site. The cookie is integral to the customer
experience and is necessary to use our online services. It allows
CarCredit.com to customize the website presentation based
on your accounts. While cookies, including CarCredit.com‘s,
can be disabled, if you disable our cookie you will not be able
to use our website. The CarCredit.com cookie does not
collect information from your hard drive; rather, it allows
us to recognize you and know how you navigated through our site.
It is also part of our effort to detect and stop fraud.
